Second Chance CDFI Bank is an early stage startup Community Development Financial Institution (CDFI) on a mission to provide access to capital, knowledge and resources to minority business owners seeking funding opportunities who may have been discouraged by traditional financial institution restrictions and predatory lending practices. The platform is set to include global lending to individuals, women, minorities of color, small businesses, nonprofits, affordable housing, and commercial real estate developments.
Every day, hard working people with the abilities to become great entrepreneurs of tomorrow, are stopped dead in their tracks due to lack of funding. Whether it’s a low credit score or poor cashflows, they need a second chance to get their lives, homes, and businesses together.
Second Chance CDFI Bank is the brainchild of Sheree Darien, a former high-powered executive in the financial services and banking industry. A pioneer and visionary, someone ahead of her time who took a leap of faith to open doors of opportunities for the underserved. SCCDFI was birthed out of the frustration of not being able to help her neighbors due to traditional financial institution restrictions or other predatory money service businesses dominating the market.
With solid business education, counseling, policies and procedures, and smart lending practices, we are creating a groundbreaking business model that has a profound social impact and social good in addition to Return on Investment (ROI).
I was judged based on the choices I made; without knowing what options I had.
Second Chance CDFI Bank
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